Frequently questions about self-build

Everything you need to know so you can Self-Build like a pro.

You can typically save 20-40% on self-build compared to investing in a new home. Although there is no set cost, where you live and the type of home you’re after will determine the cost.

Based on your personal finances and the funds available through a mortgage, you can decide on an affordable amount.

Make sure you resist the temptation to buy a cheap plot of land on the basis that it will get planning one day. Obtaining planning permission is a crucial step and one that allows you to completely transform the land and build the house of your dreams.  

Before applying, we recommend engaging with your local planning authority to understand any constraints on the land that may prevent development. 

Many councils recommend that you make your planning application through an online Planning Portal, giving you full control of your application form. [Link to ‘How to obtain outline planning permission’]

There are three key ways to source finance for your project; using your own savings, selling your home and self-build mortgages. It’s important to be aware of the pros and cons of each of these beforehand – [Link to the benefits and drawbacks of different methods of self-build finance].

When finding an architect, it’s important to find out previous projects they have overseen and check references, but ultimately, a good relationship should be never be underestimated. [Link to ‘How do I find an architect?’]. 

Two ways to find a good builder are through recommendations from friends, family and colleagues and researching reputable professionals that have experience of working on successful self-builds. [Link to ‘How to find the right builder or subcontractor].

There is a large amount of building plots out there for you to choose from but it’s important to find the right land for your particular build. In your search, you should consider planning permission, geographical location and obtaining support. Find out more here: [Link to ‘Self-build guide – finding a building plot?’ blog]

On average, it takes around two years to build a home. In most cases, half of this time is spent securing planning and building permission and lining up suitable contractors. It then takes around six to nine months to construct the house.

Local authorities are supposed to determine planning applications within two months of registration. However, sometimes, there are causes of delay or refusals, often down to one of the following; content and presentation of the application, conflicts with policy and planning officers’ opinions or political issues. 

Read our top tips for obtaining planning permission [Link to ‘Top five tips to obtaining planning permission’].

There is no one answer to this question because of the various factors surrounding your personal financial circumstances, where you live and the type of home you want. On average, your self build costs will be somewhere between £1,000 and £3,000/m². Find our more here: [Link to ‘Financing your self-build’ blog].

Self-build is a very rewarding experience. Not only can you put your own stamp on your home from start to finish and benefit from lots of space, but it’s also a cost-effective option.

There are many factors to consider before you decide to self-build. Check out our series of blogs to find out more. LINK TO BLOGS

The first step in your self-build is finding a building plot. Read our blogs in our planning section to guide you through the first stages of your self-build. [Link to planning section for blogs].